AI-powered personal finance

Just say it.
¢ents logs it.

SaveCents gives you a money buddy named Cents — chat, talk, or scan a receipt, and watch budgets, goals, and charts update themselves. The whole money engine works offline; AI is the cherry on top.

How it works Watch the demo

Pre-release · Coming to iOS & Android

Cents AI

Message Cents

Scan with Cents

Logged −$42.13 · Groceries

ItemReceipt

Center the receipt in the frame

Talking with Cents

CENTS I'm listening

YOU

Voice on Type instead

How it works

Logging money should feel like texting a friend

No forms, no dropdowns, no "add transaction" ceremony. Three steps, a few seconds.

Say it — or scan it

Type it, speak it, or snap the receipt. Any way you talk about money works: "grabbed lunch, 12.50", "payday, 2,400".

Cents understands

The AI pulls out the amount, category, and account from plain language — and confirms before anything is saved.

Your money updates

Budgets, goal trajectories, and spending charts move in real time. Gold when money comes in, red when it goes out.

Features

A full finance engine, minted in gold

Hover or tap a card to flip it over.

Cents AI

Chat & voice

Cents AI

A money buddy that speaks your language. Log expenses, ask questions, or hand it a batch plan — it executes.

Receipt scan

Quick & Smart

Receipt scan

Quick Scan reads receipts on-device — offline and private. Smart Scan itemizes every line against your budgets.

Budgets

Bills · Spending

Budgets

Split Bills from Spending so fixed costs never eat your fun money. Watch each budget fill as the month moves.

Goals

Trajectories

Goals

Every goal draws a glowing trajectory — you see at a glance whether you're on pace or drifting, and by how much.

Splits & lends

Who owes what

Splits & lends

Track shared bills and money you've lent. Send split links by email — friends settle up without installing anything.

Local-first

Offline core

Local-first

The entire money engine runs on your phone, no signal needed. Cloud sync and AI are an optional layer on top.

Credit cycles

Automated

Credit cycles

Statement cuts happen automatically on your billing day — card spending rolls into the right cycle without bookkeeping.

Exports

Your data

Exports

One tap exports your full history. Your data is yours — take it to a spreadsheet, an accountant, or anywhere else.

The app

See it in motion

The Minted Gold interface — warm parchment by day, espresso by night, one gold system throughout.

Swipe — Dashboard · Cents AI · Goals · Analytics

Planned pricing

The free tier is a real product

Not a demo with the good parts locked. Everything that costs nothing to run stays free, forever.

Free

$0 · forever

Full offline finance core — logging, budgets, bills, goals, charts
Unlimited Quick Scan — on-device receipt reading
Local splits & lends, notifications, exports
Cloud sync across your devices
7-day trial of everything in Plus

Everything in Free, plus

SaveCents Plus

$3.99/mo · annual saves ~35%

Cents AI, full brain — chat + voice, batch plans
Smart Scan — AI vision that itemizes receipts against budgets
Remote splits — email links so non-users can settle up

Pricing shown is planned for launch, with regional pricing per market, and may change. Nothing is on sale yet — SaveCents is still in development.